Norrith vs the rest.
Honest comparison, no asterisks. Here's how Norrith stacks up against the personal finance apps you're probably weighing — Mint, YNAB, Monarch, Copilot, and Lunch Money.
Mint is gone.
Intuit shut Mint down in March 2024 and migrated users to Credit Karma — an ad-funded credit-monitoring product, not a budgeting app. If you're here because Mint disappeared, Norrith is what you wish Mint had become: paid because you're the customer, not the product.
YNAB makes you budget. Norrith makes you informed.
YNAB is excellent at the method — zero-based, envelope-style budgeting — but the method is the point, and you do the work. Norrith starts the other way around: Norrith categorizes, detects patterns, and tells you what's drifting. Budgets are one feature, not the whole product. If you love envelopes, YNAB is for you. If you want a clear picture of your money without the methodology homework, that's us.
Monarch is excellent — here's where we differ.
Monarch is the closest competitor in spirit: paid, well-designed, no ads. Monarch is available in Canada and ships a strong AI Assistant — but it's US-first and English-only, with no native multi-currency. Norrith is Canada-first and fully bilingual (EN/FR). And Norrith treats splits & IOUs as a first-class feature, so a roommate tab or a four-way trip lives in the same app as your budget. Monarch doesn't.
Closest in spirit — not available in Canada.
Copilot is also Apple-led, also design-led, also paid because the user is the customer. The catch: Copilot doesn't currently serve Canadian users — Canada is the top vote on their public country waitlist, with no launch date. If you're in the US, Copilot is genuinely great. If you're in Canada, Norrith is the equivalent: bilingual EN/FR, native CAD pricing, with splits/IOUs as a first-class feature for households and trips.
Indie, web-led, deeply customizable.
Lunch Money is the closest paid indie peer — multi-currency, CAD pricing for Canadians, pay-what's-fair annual, no ads. It's web-first with companion mobile apps, and built for power users who like rules, tags, and CSV control. Norrith is the opposite shape: native iPhone first, bilingual EN/FR, and an AI assistant that does the categorization and pattern-finding for you. If you want a spreadsheet you can argue with, pick Lunch Money. If you want an app that does the work, that's us.
The personal finance app, sorted.
Join the waitlist and we'll TestFlight invite you when the build is ready, then send a launch code on day one.