Norrith vs the rest.
Honest comparison, no asterisks. Here's how Norrith stacks up against the personal finance apps you're probably weighing: Mint, YNAB, Monarch, Copilot, and Lunch Money.
If you're coming from Mint.
Intuit shut Mint down in March 2024 and moved users to Credit Karma, a credit-monitoring product rather than a budgeting app. If you've been looking for a replacement, Norrith aims to be the everyday home for your money that Mint was, on a subscription model, so you're the customer rather than the product.
YNAB, if you love the method.
YNAB is excellent at zero-based, envelope-style budgeting, and if that hands-on approach is what you want, it's a great choice. Norrith works the other way around: it categorizes your spending, surfaces patterns, and shows you what's drifting, with budgeting as one feature rather than the whole product. Different tools for different styles, so pick the one that fits how you like to manage money.
Monarch is excellent. Here's where we differ.
Monarch is the closest to Norrith in spirit: paid, well-designed, no ads, available in Canada, with a strong AI assistant. The main difference is focus. Monarch is US-first and English-only without native multi-currency, while Norrith is Canada-first and fully bilingual (EN/FR), and treats splits & IOUs as a first-class feature, so a roommate tab or a group trip lives right alongside your budget.
Similar in spirit; not in Canada yet.
Copilot is Apple-led, design-led, and paid because the user is the customer, so there's a lot to like. It isn't available to Canadian users yet, and Canada is among the most-requested regions on their waitlist. For Canadians today, Norrith offers a similar spirit with bilingual EN/FR, native CAD pricing, and splits and IOUs built in for roommates and trips.
Lunch Money, for power users.
Lunch Money is a well-loved indie option: multi-currency, CAD pricing for Canadians, pay-what's-fair annual, no ads. It's web-first with companion mobile apps, and built for people who enjoy rules, tags, and CSV control. Norrith is a different shape: native iPhone-first, bilingual EN/FR, with automatic categorization plus an AI assistant for your questions and patterns. If you love fine-grained control, Lunch Money is a great pick; if you'd rather the app do that work, that's us.
Money, sorted.
Join the waitlist and we'll email you the moment Norrith is live on the App Store in Canada.